1. Consider paying bills
by direct debit.
Some companies (utilities) give a discount for payment
by this method. It is also impossible to forget to
pay! This is step one to get cheap electricity,
cheap gas and cheap telephone bills.
2. Review your utility providers to find Cheap Electricity, Cheap Gas and Cheap Telephone
www.uswitch.com
will show you your cheapest providers for cheap
electricity, cheap gas and telephone.
3. Consider consolidating your debts into
one.
You may be able to reduce your outgoings and hence
reduce any late interest and charges you are currently
incurring. A consolidation loan may also offer a cheaper
interest rate than you are currently being charged.
Especially on store cards and credit cards.
Compare
Loans - Click Here or have a look at
the selection below:
4. Are you receiving all the benefits you
are entitled to??
Visit www.adviceguide.org.uk/index/life/benefits.htm
5. Do you make the same journey to work every
day?
Consider getting a discount or regular traveller discount
card. Why not car share with a colleague? Are you
a young person or elderly. There may be other discounts
available?
6. Collect loyalty points on your supermarket
/ petrol shopping.
You might as well they're free!
8. Always shop after you've eaten. You'll
buy less food!
How many things do you buy that pass their best before
date and are then thrown out? Also, don't buy 'ready meals', make your own. Not only are they cheaper, but tastes better too! and buy fresh seasonal vegetables... a real money saver!
9. Do you have savings and debts?
The chances are your interest is higher on your debts
than your savings. Consider paying off debts where
possible. Although it is also nice to have emergency
savings for when required.
See selection of High Interest Savings accounts below
to browse through:
10. Always get at least 3 quotes when your
home or car insurance comes up for renewal.
Be careful to ensure you are still getting the same
level of cover for each quote.
Click
Here to Compare Insurance
Home Insurance providers to browse:
Car Insurance providers to browse:
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