Home Page

Forum Home Page

Compare things

Credit Cards

Loans

Savings Accounts

Current Accounts

Insurance

Utilities

Mobile Phones

Broadband

Finance Directory

Banking

Business Finance

Debt Advice

Financial Advice

Investments

Mortgages

Pensions

Savings

Really Useful Directory

ALL Categories

Computers

Entertainment

Finance

Insurance

Lifestyle

Motoring

Shopping

Travel

Utilities

Work

News and Articles

Latest News

News Archive

Misc.

Site Map

Contact Us

Terms of Use

Home > Compare things > Credit Cards

Welcome to the Credit Card comparison tool

Balance Transfer Credit Cards
Egg
0% 9 months...................................		 Apply for an Egg Card
Virgin Money Option 1
0% 9 months...................................		 Apply for a Virgin Money Option 1 Card
Barclaycard Platinum Card
0% Until 1st September 2006.........		 Apply for a Barclaycard Platinum Card
Marbles Standard
0% 6 months...................................		 Apply for a Marbles Standard Card
Morgan Stanley Gold Card
0% 6 months...................................		 Apply for a Marbles Standard Card
Click Here for More Balance Transfer Credit Cards.....
Search more credit card options in our directory...


Cash Back Credit Cards
Amex Platinum
2% Cash Back / 14.9% typical APR		 Apply for an Amex Platinum Card
Morgan Stanley Platinum
2% Cash Back / 15.9% typical APR		 Apply for a MStanley Platinum Card
Amex Blue Card
1% Cash Back / 18.9% typical APR		 Apply for a Amex Blue Card
Marbles Standard
0.5% Cash Back / 12.9% typical APR		 Apply for a Marbles Standard Card
Click Here for More Cash Back Credit Cards.....
Search more credit card options in our directory...


Gold Credit Cards
Morgan Stanley Gold Card
0% 6 months / 15.9% Typical APR		 Apply for a Morgan Stanley Gold Card
Click Here for More Gold Credit Cards.....
Search more credit card options in our directory...


Platinum Credit Cards

Amex Platinum Card
14.9% Typical APR.........................		 Apply for a Amex Platinum Card
Morgan Stanley Platinum Card
15.9% Typical APR.........................		 Apply for a Amex Platinum Card
Barclaycard Platinum Card
17.9% Typical APR.........................		 Apply for a Barclaycard Platinum Card
Click Here for More Platinum Credit Cards.....
Search more credit card options in our directory...


Adverse Credit - Credit Cards
Barclaycard Initial Card
27.9% Typical APR.........................		 Apply for a Barclaycard Initial Card
Capital One Classic Card
29.9% Typical APR.........................		 Apply for a Capital One Classic Card
Click Here for More Adverse Credit - Credit Cards.....
Search more credit card options in our directory...


Business & Self-Employed Credit Cards
MBNA Business Card
17.9% Typical APR.........................		 Apply for a MBNA Business Card
MBNA self employed Card
17.9% Typical APR.........................		 Apply for a MBNA self employed Card
Click Here for More Business Credit Cards.....
Search more credit card options in our directory...



Provider APR Variable Intro Rate Intro Rate Duration Balance Transfer APR Balance Transfer APR Duration Cash Back Cash Back Notes Notes
Co-op
9.9%9.9LOBOne low rate for everything with clear benefits including 24 hr legal and medical assitance abroadApply Now!
cahoot
11.8%9.8life of balance0For consistently great rates apply here! Awarded Best Credit Card (standard rate) Moneyfacts 2004.Apply Now!
American Express
12.9%5.06 monthsNectar points earned!Introducing the new Nectar Credit Cards from American Express - the new way toboost your Nectar points balance. Earn 1 Nectar point for almost every £1 you spend.Earn 2 Nectar points for almost every £1 you spend at participating Nectar Sponsors.Apply Now!
Marbles
14.9%09 monthsLive a life less ordinary with marbles. Clickhere for details.Apply Now!
American Express
14.9%4.96 months2.0up to 2% cash backYour own Travel Service and access to discounted offers and complementary flights. Apply now!Apply Now!
BBVA
14.9%13.0LOBExclusive hotel offersA credit card that gives you free hotel nights at over 16,000 hotels and apartments worldwide!Apply Now!
Co-op
14.9%06 months06 monthsEnjoy the finer things in life with the Advantage platinum CardApply Now!
Co-op
14.9%07 months07 monthsGrab yourself 0% for 7 months and exclusive holiday rewards.Apply Now!
Post Office
14.9%06 months06 monthsThe 2in1 credit card through the Post OfficeTM is a new kind of credit card.On the one hand it's a credit card...on the other hand it's like a personalloan.Apply Now!
Morgan Stanley
15.9%5.9for LOB2.0Up to 2% cashback see websiteCashback Bonus award is 1% of first £2,000 of purchases and 0.5% thereafter of purchases (up to credit limit) made in the year. From the date Account is opened up to and including 1st February 2006 earn double the amount of Cashback Bonus award!Apply Now!
Sainsburys
15.9%010 months5.9LOBWith a Sainsbury's Bank credit card, you'll be able to enjoy 0% interest on anything you buy with your card for the next ten months.Apply Now!
Sainsburys Platinum
15.9%010 months5.9LOB0Apply Now!

Smart-Quotes Typical APR is 16%,customers may be charged more or less according to their circumstances.

Powered by Smart-Quotes



Today, selecting the proper credit card can be a bit confusing to say the least. There are literally hundreds of offers from the major institutions eagerly competing for your business. The easiest way to shop for a credit card is to break them down into categories. There are seven major categories that all credit cards fall into. Each category is listed and explained below. Once you identify the proper category, simply narrow down the offers to the ones that best suite your particular needs and lifestyle.

General Purpose/Low Interest Credit Cards:
These cards are great general purpose credit cards for those not interested in all the special features and costs associated with CashBack or Rewards cards. They feature either a low introductory interest rate, and/or a low fixed rate.

General purpose credit cards are usually favored by those who tend to carry a monthly balance on their cards. A lower interest rate can add up to substantial savings on finance charges, and be of more value than cards offering high rewards, or cash back. If you are planning a large purchase, a low introductory APR may be just what you need. You can stretch out your payments over the length of the introductory period, and save a bundle on finance charges.

Cash Back/Rebate Credit Cards:
Cash Back credit cards give you cash or rebate incentives every time you use the card. The amount given is usually a percentage of your total purchases excluding interest and finance charges. Cash back credit cards should be considered by those who tend to pay off their entire balance every month, and therefore would not realize the benefits offered by low interest rate cards. Cash back cards are always hard to beat, but others may favor a rewards program offering goods and services in place of cash. The card you choose will depend upon your particular needs and lifestyle.

Business Credit Cards:
If you own a small business then you should consider a business credit card. With a business credit card, you can make purchases under your business name, allowing you to separate your business and personal expenses. Business cards can in some cases carry a higher limit than a personal card, and additional cards may be issued to executives, or employees. Most institutions offer business cardholders a special categorized statement that makes it easier to manage your company's finances and spending habits.

Student Credit Cards:
Student credit cards are available to actively enrolled College students. They are ideal for building a credit history, and teaching the principles of financial management. After graduation, the credit history established with a student credit card can be a great help when buying that first new car, or even applying for a mortgage. It pays to start early and establish yourself as a responsible person by paying your bills on time. A student credit card usually carries some restrictions not found on ordinary credit cards. A co-signer is sometimes required on the account, and in such cases, permission from the co-signer must be obtained before the credit line can be increased.

Bad/No Credit Credit Cards: If you have bad credit, or simply no credit history at all, there are alternatives to help you build/rebuild your credit. Many institutions offer secured, or pre-paid credit cards to individuals seeking to build or rebuild their credit. A secured credit card requires that you supply the institution with some type of collateral such as a car, home, boat, or cash. They will issue you a credit card secured by the value of this collateral. It functions just like a regular credit card, except that if you default the bank can seize the collateral.

© Written By: Michael Casamento
Michael Casamento is the founder of the Credit Card Safari web site, offering quick and easy comparisons of the latest credit card offers from top financial institutions. For more information visit: www.creditcardsafari.com