Financial calculators: >Debt Investment Calculator
Debt Investment Calculator
Debt Investment Calculator - check to make sure you can't earn a higher rate of return simply by investing in your own debt! For example, if you have a credit card balance that's costing you 19% per year, and you increase your payment, you will get a guaranteed 19% return on your investment
Mortgage Overpayment Calculator
Mortgage Overpayment Calculator - This calculator will show you the additional monthly payment you will need to make on your current mortgage in order to pay it off within a specified number of years. It will also show you how much interest you will save if you make the calculated additional payment each month, from now until your mortgage is paid off.
Bi-Weekly Mortgage Calculator
Bi-Weekly Mortgage Calculator - This calculator will show you how much you will save if you make 1/2 of your mortgage payment every two weeks instead of making a full
mortgage payment once a month. In effect, you will be making one extra mortgage payment
per year--without hardly noticing the additional cash outflow. But, as your about to
discover, you will certainly notice the increased cash flow that will occur when you pay
your mortgage off way ahead of schedule!
Remortgage Calculator
Remortgage Calculator - This calculator works out the true costs of remortgaging and considers the arrangment costs of a remortgage and how long it will take to feel the financial benefit after these costs.
Savings Calculator
Savings Calculator - This calculator will show you how much interest you will earn over a given period of time; at any given interest rate; based on an initial investment plus a fixed monthly addition. The calculator compounds monthly and assumes deposits are made at the beginning of each month
Shopping Basket Savings Calculator
Shopping Basket Savings Calculator - This calculator will show you how much you'll save over the course of your lifetime when permanently switching from buying brand named food goods to its functional, less expensive equivalent, own brand etc...
Lifetime Savings Calculator
Lifetime Savings Calculator - This calculator will show you how much you'll save over the course of your lifetime when permanently switching from any given high priced buying habit (name brand) to its functional, less expensive equivalent (generic). Plus, it will also show you how much interest you could earn if you were to invest all or part of those savings as you realized them. As you're about to see, "a penny saved" can REALLY ADD UP!
Accelerated Debt Payoff Calculator
Accelerated Debt Payoff Calculator - This calculator will show you how much time and money you could save by paying off your debts using the "rollover" method. Using the rollover method, as each smaller debt is paid off, the freed-up payment amount is then applied to the next larger debt, and so on until all debts are paid off. As you are about to see, the rollover method can save you a ton of money in interest charges, and get you debt free in a very short period of time.
Credit Card Minimum Payment Calculator
Credit Card Minimum Payment Calculator - This calculator will show you how much interest you will end up paying if you make only the minimum required payment on your credit card bill. It will also tell you how many minimum payments you will make before your balance is paid off (up to a maximum of 600 payments).
Loan Comparison Calculator
Loan Comparison Calculator - This calculator will help you to compare the total interest charges of four different loans
Car Depreciation Calculator
Car Depreciation Calculator - This calculator will not only help you to forecast the REAL COST of buying and owning a car, but it will also help you to more accurately compare the real cost of one car buying scenario with the real cost of a second car buying scenario.
Real Hourly Wage Calculator
Real Hourly Wage Calculator - So your boss told you that you were getting paid £12 an hour? Don't believe it! This calculator will show you how much you're REALLY profiting (after-tax, after work-related-expense take-home) from each hour you devote to working--both paid and unpaid.
